Thank you Pat M. I am trying that forum too.
BraceMaker and Jmoski ... Heater ducts come out under the seat behind the driver's seat (typical v-drive layout) and by the driver's feet. Water is coming out of the bilge hot/warm.
Accessing and finding is my issue.
I took the main floor panel out yesterday and then the kick plate (this has fuses mounted to it). The heater core is not directly under/behind these panels. From looking at the owner's manual diagram, reading other posts, and following the heater ducts as best I can, I think it might be in front of the driver's seat or below the throttle on the starboard side. Again, so far I can not figure out how to access. Would pictures help?
I will take a look at the bypass option.