@MattP if I can go and purchase an extremely nice car, say a BMW, Lexus or Porsche, for the same price as a boat, then I believe that the boat is extremely overpriced. Also, a 20 year note is absolutely unheard of. At the boat show in Nashville, the ProStar was a tad over $68K. For 10% down the payment for 20 years would have a payment of $408 if you didn't have the cash. To me, all that is outrageous when you can only use it for such a relatively short time each year. Heck, ski's are outrageous as well, but we are getting used to not blinking an eye at paying $1400 for a blank. I really think the boating industry and ski developers are pricing themselves out of business. Same can be said for all equipment in the sport if we "ballers" really want half way decent equipment.