ski6jones: The lake aside, are their covenants and restrictions regarding the construction of homes in your community? Minimum square footages? Material restrictions?  Limits on roof pitches?  Rules that prohibit the storage of inoperable vehicles in the yard?  Those types of restrictions create exclusivity. Exclusivity insures property values remain static or increase. I wouldn't construed that as "bad". Just as with your home, you want the lake to remain viable for its designed use and not decrease in value. I can't site an instance where an I/O was run on my lake because it is not allowed but there are nightmares around the country with regard to wakeboard boats eroding shorelines and creating a bathtub out of what was once a nice slalom site. The repair costs to drain a lake, dredge the silt and re-do the shorelines can be many times what the original construction costs were. I spoke to many lake owners who were dealing with this issue when building my lake. That's the main reason for installing the rules and regulations I did. If you don't agree or want a different environment for yourself, then put your capital at risk and build your own. That's what I did. And by doing so, I have the right to restrict any acitivity I deem necessary.