Also in Seattle area, ski all winter except as RD said, downpours or freezing rain (that hurts), our bottom air temp is 38, any below if just too cold on the face and the fun factor fades pretty quick. In all honesty on a nice winter morning with the sun out, pot of coffee in the boat, glass water and the whole lake (public w/ a course) to ourselves, there is not much better. We actually prefer the quietness of winter, even with the cold, over the summer competing with the yahoooooooos and bozos.