@Horton, I do not live on a private lake, I have not spent hundreds of thousands of dollars on a lake house. I do have 4 skiers in my household who all have to drive to get to the lake usually in multiple cars due to differing schedules - gas $$ - and have to pay for the gas for up to 8-10 sets per day for all of us to ski, so yes, the rising cost of gas is a concern. Oh, and I do not stop at Starbucks for coffee, can make my own at home.