"The World Water Ski League looks fun. It appears, however, to be a business, not a member organization. No insurance mentioned on their website"A) Not a businessB) For the skiers, flexible, easy, no bureaucracy, freedom, fun, and yes no "membership" (how terrible)C) Can provide direction for those that need insurance, but don't fool people by making it sound any current organization "provides" insurance, they all provide ACCESS to an insurance company that THEY have decided to partner with. And if those are the weak points of this new option, then it looks like pretty awesome! No membership fee to pay, not forced into a stipulated insurance and government path, and an group that CARES ABOUT SKIERS and making skiing FUN again!!